The wet and cold weather has delayed planting in many parts of the country. See the latest USDA Crop Progress and Condition Rating
reports. Flood, snow and drought are keeping planters out of the field in many areas.
While crop insurance does not cover crops that have not been planted, prevented planting insurance is valid for those crops not in the ground. The USDA Risk Management Association says that prevented planting will apply for every situation caused by weather this year.
"Prevented planting is valid whenever conditions prevent the farmer from getting into the field on a covered piece of land and planting by the planting date," says Shirley Pugh of RMA. "If the field is too wet or too dry for you to plant a crop, than your prevented planting insurance will kick in."
How long can you wait?
Prevented planted insurance is valid when crops have been planted by the date specified in the policy.
"Any agent will be able to tell a farmer when the specific planting dates are if they don’t know," Pugh says.
Ask your insurance agent what your specific date is as they vary between crops and regions.