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Keep Good Records for Prevented Planting Coverage

May 12, 2011
By: Jeanne Bernick, Top Producer Editor
 
 

 

What choices do you have if you are pre­vented from planting by the final planting date?

 

According to the Risk Management Agency of USDA, you may:
  • Plant the insured crop during the late planting period, if applicable. The late planting period is generally 25 days after the final planting date but varies by crop and area, as specified in the policy. For most crops, the timely planted pro­duction guarantee is reduced 1% per day for each day planting is delayed after the final planting date.
  • Plant the insured crop after the late planting period (or after the final planting date if a late planting period is not applicable), in which case the insurance guarantee will be the same as the insurance guarantee provided for pre- vented planting coverage.
  • Leave the acreage idle (black dirt) and receive a full prevented planting payment.
  • Plant a cover crop and receive a full prevented planting payment (but do not hay or graze this cover crop before November 1 or otherwise harvest it at any time), or
  • Plant another crop (second crop) after the late planting period or after the final planting date if no late planting period is applicable, or hay or graze a cover crop after the end of the late planting period or after the final planting date if no late planting period is applicable but be- fore November 1, or otherwise harvest it at any time, and receive a prevented planting payment equal to 35 percent of the prevented planting guarantee.
 

Good documentation is key

No matter what you choose,good documentation is key to receiving prevented planting payments, says Gary Hachfeld, University of Minnesota Extension farm management specialist.
 
“There are many provisions included in the prevented-planting provision of federal crop insurance,” Hachfeld says. “When in doubt, read your crop insurance policy or contact your crop insurance agent. Any small infraction of any of the provisions can result in no indemnity payment and loss of the crop insurance protection you purchased.”
 
Work with your approved insurance provider to determine the documentation needed for a specific prevented planting claim.
 
You can find more facts about prevented planting in this online handbook.
 

 

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COMMENTS (4 Comments)

Jake W - Harrison, OH
Moral of the story? Check with your insurance agent and don't assume the author of this article is 100% accurate or has ommissions.
7:29 AM May 17th
 
Jake W - Harrison, OH
Moral of the story? Check with your insurance agent and don't assume the author of this article is 100% accurate or has ommissions.
7:29 AM May 17th
 
Robert N - Florence, AL
Planting a second crop- Your APH data will have a 60% yield plugged in for the 2011 crop year. This could hurt your guarantees in future years. This only applies if you plant a second crop.
8:17 AM May 13th
 
Robert N - Florence, AL
Planting a second crop- Your APH data will have a 60% yield plugged in for the 2011 crop year. This could hurt your guarantees in future years. This only applies if you plant a second crop.
8:17 AM May 13th
 



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