Not Finished by Dec. 10? Get a Plan.

December 8, 2009 06:00 PM

Linda H. Smith, Top Producer Executive Editor
Most spring-planted crops have a Dec. 10 deadline for "end of the insurance period” (EOIP). If you are unable to harvest by then due to extreme wet or snowy conditions, contact your crop insurance company to request an extension.
"Risk Management Agency procedures allow your crop insurance company to authorize policyholders, on a case-by-case basis, additional time to attempt to harvest so their claims can be settled o the basis of harvested production,” says William J. Murphy, RMA administrator.
The company that issued your policy may allow additional time when the following conditions are met:
(a) You give timely notice of loss to your crop insurance agent; and
(b) The crop insurance company determines and documents the harvest delay was due to an insured cause of loss; and\
(c) You demonstrate to the company that harvest was not possible due to insured causes; and
(d) The delay was not due to uninsured causes of loss, nor because you didn't have sufficient equipment or manpower to harvest by the EOIP.

You can e-mail Linda Smith at

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