USDA's RMA Will Not Extend Prevent Plant Dates

May 31, 2013 05:34 AM

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Missouri and Iowa sought request | Background on prevent plant

The deluge of rainfall in Iowa, Missouri and other corn states has many farmers and industry observers focusing on prevent plant provisions of crop insurance.

Farmers in the impacted locations are mulling options they have under their multiple peril crop insurance policies.

A USDA Risk Management Agency contact said, "There is no consideration being given to pushing back the final planting dates. Those dates are part of the insurance contract between the insurance company and the producer, and the contract change date for 2013 corn and soybeans was November 30, 2012. The late planting period rules are applicable to any crop planted after the final planting date."

Agricultural economist William Edwards and farm management specialist Steve Johnson with Iowa State University Extension and Outreach offer the following update:

In Iowa, the crop insurance "late planting period" for corn begins on June 1. Corn can still be planted after this date, but the insurance guarantee on those acres is reduced by 1 percentage point per day until they are planted. Corn acres planted after June 25 will receive insurance coverage equal to 60 percent of their original guarantee. Producers should keep accurate records of planting dates on all remaining acres. The late planting period for soybeans is from June 16 through July 10 in Iowa.

Beginning June 1, corn producers with unplanted acres have three choices:

  • Plant corn as soon as possible with a reduced guarantee.
  • Shift to soybeans with full insurance coverage.
  • Apply for prevented planting. Prevented planting acres are insured at 60% of their original guarantee, and must have a cover crop established on them.


Acres that have been planted, but need to be replanted, may qualify for a special replanting insurance payment. Payments are based on the value of 8 bushels of corn or 3 bushels of soybeans per acre, times their respective projected insurance prices. In 2013, that is about $45 per acre for corn and $38 per acre for soybeans. To qualify for an indemnity payment under the replanted or prevented planting provisions, a minimum area of 20 acres or 20 percent of the insured unit, whichever is smaller, must be affected.

More details can be found in the publication Delayed and Prevented Planting Provisions, file A1-57 on the Iowa State University Extension and Outreach Ag Decision Maker website (link to publication). An electronic decision spreadsheet is also available to help analyze alternative actions. Producers should communicate with their crop insurance agent before making decisions about replanting or abandoning acres.



USDA on June 30, 2011, announced that beginning with the 2012 crop year, a crop must be grown on the acreage at least one of the previous four years if a farmer wishes to qualify for prevented planting. The states of Iowa, Minnesota, Montana, North Dakota and South Dakota are covered by the change. All other policy provisions must also be met.

"The requirement to be able to bring an insured crop to harvest in one of four years improves program integrity," RMA said at the time. "It also helps to meet the needs of farmers in the Prairie Pothole region, where some acreage has not been available to plant since the 2008 crop year due to flooding and excessive moisture conditions."

Actuarial documents filed for individual counties include spring-seeded crops in counties with fall (winter and spring wheat coverage) sales closing dates.

Prevented planting coverage due to floods, hurricanes, or excess rain during the insurance period that prevents other producers from planting acreage with similar characteristics, is provided for most crops. Because conditions vary significantly between geographic areas, loss determinations are based on each producer's circumstances. Producers must contact their crop insurance company to report a prevented planting loss.

The prevented planting guarantee for the crop ranges from 60 to 70 percent of the production guarantee for acreage timely planted by the final planting date. Options available to producers are outlined on the RMA website at this link.


State links of note:


Illinois: Link


Minnesota: Link



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