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As a farmer or rancher, whether you are just starting out or have many years of experience, there are times when you need to borrow money to start, expand, sustain, or make changes to your business. If you are thinking about applying for a loan, consider the following:
• Do you want to buy or lease a farm or ranch?
• Do you need to buy things like a tractor, livestock, irrigation pipes, or a greenhouse for your farm or ranch?
• Do you already own or rent farmland/ranchland and want to expand your business?
• Has a natural disaster, such as drought, flooding, or a bad storm, ruined your crops or damaged your farm buildings or equipment?
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